🌱 SIP Calculator
Grow your wealth with systematic monthly investments
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About SIP Calculator
SIP Calculator is used to calculate your SIP returns online. Free Systematic Investment Plan calculator — find out how much your monthly SIP grows over time with compound interest. Use Greenylife's free sip calculator to make smarter financial decisions. All calculations are instant and accurate.
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Frequently Asked Questions
SIP (Systematic Investment Plan) lets you invest a fixed amount regularly in mutual funds, helping you build wealth through compounding over time.
SIP returns are calculated using compound interest: M × ((1+r)^n − 1) / r × (1+r), where M is monthly investment, r is monthly rate, and n is number of months.
SIP reduces market timing risk through rupee cost averaging, making it ideal for salaried investors. Lumpsum can yield higher returns if invested at market lows.
Most mutual funds allow SIPs starting from as low as ₹500 per month. Some platforms like Groww and Zerodha allow even lower amounts.
Yes, you can stop, pause, or modify your SIP anytime without any penalty. Most fund houses allow this with 1–3 days' notice.
Longer tenures of 10–20 years maximize the power of compounding. Even a ₹5,000/month SIP at 12% grows to ₹50 lakh in 20 years.
No, SIP returns depend on market performance. However, long-term SIPs in diversified equity funds have historically delivered 10–14% CAGR over 10+ years.